Terms and Conditions

Last updated: April 11, 2025

Introduction

Welcome to fino.tools. These Terms and Conditions govern your use of our website and the financial calculators, tools, and content we provide. By accessing or using our website, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, please do not use our website.

Definitions

For the purpose of these Terms and Conditions:

  • "Website" refers to fino.tools
  • "Service" refers to the financial calculators, tools, content, and other services provided through the Website
  • "User" refers to the individual accessing or using the Website or Service
  • "Content" refers to text, images, videos, audio, graphics, and other material displayed on the Website
  • "We," "Us," "Our" refers to Finotools.in and its operators

Use License

Permission is granted to temporarily access and use the Website and Services for personal, non-commercial purposes. This is the grant of a license, not a transfer of title, and under this license, you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to reverse engineer any software contained on the Website
  • Remove any copyright or other proprietary notations from the materials
  • Transfer the materials to another person or "mirror" the materials on any other server
  • Use automated tools, scripts, or bots to access or scrape data from the Website
  • Overload or flood the Website with requests

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Disclaimer

The materials on the Website are provided on an 'as is' basis. We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, we do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on the Website or otherwise relating to such materials or on any sites linked to this Website.

The calculators and tools provided on the Website are for informational and educational purposes only and should not be construed as professional financial advice. Users should consult with qualified financial advisors before making any financial decisions.

Limitations

In no event shall Finotools.in or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Website, even if we or an authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of Materials

The materials appearing on the Website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on the Website are accurate, complete, or current. We may make changes to the materials contained on the Website at any time without notice. However, we do not make any commitment to update the materials.

Links

We have not reviewed all of the sites linked to the Website and are not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us of the site. Use of any such linked website is at the user's own risk.

Modifications

We may revise these Terms and Conditions for the Website at any time without notice. By using this Website, you are agreeing to be bound by the then-current version of these Terms and Conditions.

User Accounts

Some features of the Website may require you to create an account. You are responsible for maintaining the confidentiality of your account information, including your password, and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.

User-Generated Content

Users may be able to post comments, feedback, and other content on the Website. By submitting content to the Website, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media.

You represent and warrant that you own or control all rights to the content you post and that the content does not violate these Terms and Conditions.

We reserve the right to remove any content that violates these Terms and Conditions or that we find objectionable for any reason.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any legal action or proceeding related to your access to or use of the Website shall be brought exclusively in a court of competent jurisdiction in Mumbai, Maharashtra, India.

Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and us regarding your use of the Website and supersede all prior and contemporaneous agreements, representations, and understandings.

Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Email: contact@fino.tools