Financial Insights & Tips
Explore our collection of articles on personal finance, investments, loans, and financial planning strategies.
Maximizing Your CPF: Tips for Singapore Workers
Practical, actionable strategies to grow CPF balances, optimize tax reliefs, and increase CPF LIFE payouts—without sacrificing liquidity.
We compare Singapore’s CPF with SRS, private pensions, and market portfolios across returns, risk, liquidity, and tax benefits to help you choose wisely.
A beginner-friendly yet comprehensive guide to Singapore’s CPF system—accounts, contributions, interest, withdrawals, and how it funds retirement, housing, and healthcare.
A practical guide to ESPP taxes: discounts, holding periods, and strategies to reduce ordinary income and boost long‑term capital gains.
Master ESPP tax strategies: Learn the critical differences between qualified and non-qualified dispositions to minimize taxes and maximize your employee stock purchase plan benefits.
Discover how the 83(b) election can save you thousands in taxes on restricted stock awards. Learn when to file, how to calculate savings, and use our free calculator.
Learn how loan prepayment works, how much interest you can save, and when to use part-prepayment vs full pre-closure with step-by-step examples.
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