Crypto Capital Gains Tax Calculator
Calculate your tax liability for Bitcoin, Ethereum, and other crypto assets in 2026.
Last updated: April 2026
How is Crypto taxed in the USA?
The IRS treats cryptocurrency as property, not currency. This means every time you sell, trade, or spend your crypto, it is a taxable event.
Short-Term Gains: If you held the crypto for 1 year or less, your profit is taxed at your ordinary income tax rate.
Long-Term Gains: If you held it for more than 1 year, you qualify for lower capital gains rates (0%, 15%, or 20% depending on your total income).
How to use this calculator
- 1Input Cost Basis — Everything you spent to acquire the crypto (price + exchange fees).
- 2Enter Sale Price — The total value of the assets when you sold them.
- 3Select Holding Period — Was it held for more than 365 days? This significantly changes the tax rate.
- 4Check Net Proceeds — See exactly how much you're taking home after the tax bite.
Formula & example
Tax = (Sale Price - Cost Basis) × Capital Gains Rate
If you bought 1 BTC for $30,000 and sold it for $60,000 after 2 years, your gain is $30,000. At a 15% LTCG rate, you owe $4,500 in taxes.
Benefits
Avoid Tax Surprises
Know your tax bill before you spend your gains.
Tax Loss Harvesting
Calculate potential losses to offset other gains with our realized gain/loss view.
LTCG Strategy
See the benefit of waiting for the 1-year mark to sell.
Use cases
Asset Rebalancing
Calculate the tax impact of selling one coin to buy another.
Paying for Expenses
If you spend crypto on a car or laptop, use this to calculate the taxes owed on that 'spend'.
Frequently asked questions
Is trading one crypto for another taxable?+
Yes. The IRS views a crypto-to-crypto trade as a sale of one asset and a purchase of another. You owe taxes on the gain of the coin you traded away.
Can I deduct my losses?+
Yes. Capital losses can offset capital gains. If your total losses exceed gains, you can deduct up to $3,000 of the loss against your ordinary income.