Property Stamp Duty Calculator
Calculate the standard BSD and Additional ABSD for your next 2026 Singapore residential purchase.
Last updated: April 2026
Understanding Stamp Duty
When you buy a residential property in Singapore, you are subject to two types of stamp duty:
1. Buyer's Stamp Duty (BSD): This is paid by every buyer regardless of nationality or property count. It is calculated based on the purchase price or market value.
2. Additional Buyer's Stamp Duty (ABSD): This is an additional tax for Singapore Citizens and Permanent Residents buying their 2nd or subsequent homes, and for foreigners/entities buying any residential property.
How to use this calculator
- 1Property Price — Use the higher of the purchase price or the current market valuation.
- 2Buyer Profile — Select your residency status (Citizen, PR, Foreigner) and whether this is your 1st, 2nd, or 3rd property.
- 3View Total Tax — The calculator combines both taxes into a single 'Total Stamp Duty' figure.
Formula & example
Total = BSD (Tiered) + ABSD (Fixed Rate)
SC buying a 2nd home at S$1.5M:
BSD (S$53,200) + ABSD (20% of S$1.5M = S$300,000) = S$353,200.
Benefits
Financial Preparedness
Stamp duty must be paid in cash within 14 days of the sale—knowing the amount early is critical.
Investment Analysis
See how the high ABSD for foreigners or 2nd properties affects your potential ROI.
Remission Awareness
Identify if you quality for married couple remissions to get your ABSD refunded.
Use cases
HDB Upgraders
Decide if you should 'Sell 1st, Buy 2nd' to avoid paying up-front ABSD.
Foreign Investors
Visualize the massive 60% tax hurdle for non-residents in the current market.
Frequently asked questions
Can I use CPF to pay stamp duty?+
Yes, for residential properties, you can generally use your CPF Ordinary Account (OA) savings to pay BSD and ABSD.
What if there are multiple buyers?+
If there are joint buyers of different profiles, the highest applicable ABSD rate will be used for the entire purchase price.